The aim of this introduction is to give you an oversight of the different pensions paid by the MOD to the widow(er)s and partners of service personnel. There are three systems in operation, which means each persons case is a very different, making it difficult to assess whether you are receiving the right benefits. If you are in any doubt, you should seek help from those who are expert in the field.

There are currently 3 schemes which you may encounter, each has been frequently amended with changes that do not have retrospective effect, so it is impossible here to give you an absolute and unequivocal description from which scheme your pension arises, and how much money you will receive. Details of these schemes can be found on our Pensions factsheet

The decision as to which scheme applies to you will be driven by: when your souse served, when he/she died, and what caused or contributed to his/her death. The actual amount will also be affected by their rank. All the schemes make payment to “survivors”, that is spouses, recognised partners and dependant children – subject to the rules of each scheme.

This Association has no responsibility for the payment of Pensions, and whilst we are always willing to answer questions we cannot help with individual applications. All queries concerning the payment of individual pensions should be referred to Veterans UK:

  • Please see their website Veterans UK
  • Telephone: 0808 1914 2 18
  • Bereavement line: 0800 169 34 58
  • Post: Veterans UK, Norcross, Thornton Cleveleys, Lancashire, FY5 3WP./li>
  • Email:

Information and assistance for appeals against decisions can be obtained via the Pensions Appeals Office, The Royal British Legion, c/o 199 Borough High Street London SE1 1AA or 020 3207 2164.

If you have any further enquires regarding your pension do contact us so we can help to direct you to the correct agency.

For more information see our Pensions factsheet.


AFPS 2015 explained